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Unemployment Insurance: Rescuing Maryland Workers & Buoying Local Business



Throughout the recession, the Unemployment Insurance system (UI) has provided a critical economic safety net.  UI has helped workers meet their basic needs, and has kept revenue flowing to employers when they’ve needed it most.  In a new Special Report, JOTF finds that despite alarm over a declining trust fund and increasing UI taxes, the state UI system is working as intended, and with prudent policy choices in the 2010 legislative session, it will continue to serve both businesses and their workers.  By acting quickly, Maryland can claim up to $126.8 million in federal support to re-build the UI trust fund.

For more information, or to request a hard copy, please contact Andrea Roethke at 410-234-8303.





Overpriced & Underserved: How the Market is Failing Low-Wage Baltimoreans



This report finds that low-wage consumers pay more than their wealthier neighbors for everything from automobiles to zucchini. Each year, they spend hundreds or even thousands of dollars more on everyday goods and services. Rather than saving for retirement, investing in education, or working towards a down payment on a home or car, low-wage families are forced to spend a significant portion of their income meeting basic needs for which wealthier families are shown to pay considerably less.

In the report, JOTF identifies promising practices to help reduce the “poverty premium” and presents a seven-piece action agenda to make the market work better for local families.

For more information, or to request a hard copy, please contact Andrea Roethke at 410-234-8303.





The 60-Hour Practice Driving Law: Unitended Consequences for Maryland's Economy



Maryland has some of the most extensive driver’s licensing requirements in the nation.  In fact, Maryland is the only state that requires new drivers of all ages to complete the same driver’s education and practice requirements.  Most significantly, all new drivers must complete 60 hours of supervised practice, in addition to 36 hours of driver’s education, before being eligible for a license. This law has created a new barrier to mobility and employment for low-income adults.  JOTF explores these issues in its report, “The 60-Hour Driving Practice Law: Unintended Consequences for Maryland's Economy.”


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